If you’re buying a home or you’re a new real estate agent, your about to get presented with a plat map and likely a plot map too. Don’t let these make you nervous. Your agent or title company will be happy to walk you through them and why they matter, and we’re here to help with the blog post below.
What is a Plat Map and How is it Used?
A plat map is a diagram and is used to show how your purchased property is divided within your county, city, or neighborhood. It serves as a guide to a tract of land that has been created by licensed surveyors.
The Plat Map is drawn to scale to record the plots of land and property boundaries. It may also be used to determine easements, nearby streets, and flood zones.
Alone, the document doesn’t seem like much. But among the piles of paperwork associated with a property purchase, a plat map can look like a monster of a document. We’re here today to help you understand a little more about what you’re looking at.
Is a Plat Map Required?
A plat map is typically only required if:
- the property will be subdivided.
- the property will be turned into a public access location.
- someone has been granted an easement on your property.
A plat map will be included with the paperwork you receive when you purchase a home. In this case, it can serve as a useful point of reference for determining what you may legally do on your property.
For example, if an easement on your property exists, the plat map will help you find where it is. This is important because it will help you understand where you can legally build structures or make other changes to the property.
During the title search, this map also serves an essential function. The title company will reference the plat map to determine that the seller has the right to sell what they are trying to. In an instance where sellers are trying to sell more property than they own, a plat map will reveal this to the title company.
Plat Map Safety Provisions
A plat map can be a useful tool to protect your property and belongings if another landowner tries to sell or modify what is rightfully yours. It may even prevent you from losing your home.
If you’ve purchased a piece of land with an easement that allows a public roadway to cut through it in the future, you’ll need to be aware of its location. [Read more…]