Before performing a title search on your own, you should know the benefits of having a professional perform one for you. While it’s not necessary, experience is the best way to ensure the process goes quickly and accurately.
An American Land Title Association (ALTA) certified professional will know the ins and outs, and will be able to determine any information or records that can impact ownership accurately. They will also be able to provide you with a certified abstract once the title search is complete.
While you will need to pay a professional to perform a title search, the security and accuracy they can offer you paired with the time you will save from not having to search through records makes it a worthy investment.
Still, there are some instances where you will want to perform a title search yourself. With patience and attention to detail, it is possible.
A title search determines who the legal owner of a property is and confirms that they have the legal right to sell the property.
To resolve this, you will need to look for any claims, tax delinquencies, judgments, liens, or outstanding mortgages that must be released or paid before the property can be sold.
A title search typically cost $75-$200. Variables such as where you live, the company you use, and the value of the property all impact the price.
You do not need a license or permit to conduct a title search. Most states now have additional tools to conduct free title searches on a property. However, to attain a certified abstract, you will need the aid of a certified title abstractor.
During a title search, you can find lien records in a few different places. The County Clerk and Civil Court Records will both have lien records that may exist against the property.
If you’d prefer to have a professional title company do a search for you, just for that extra peace-of-mind, contact us today at info@atgtitle.com and we’ll do the search for you!
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