Ready to close on your new home? Don’t let a slow or inexperienced closing company prolong the deal. If you want a trusted partner that organizes and tracks the transfer of your documents and money, disburses the funds properly, and takes care of every detail quickly and efficiently, ATG Title is here for you.
With ATG, you can focus on the excitement of your new home while we handle the little details and paper work. You aren’t just a file number in a computer system, with us you’re a person and will be treated like one. But it’s more than just that.
Closing services clients receive:
Let us handle the stress of the legal work and clearing any possible issues so you can focus on your life. We’re the stress-free real estate closing company that treats you like a person and that is why real estate agents and homeowners like you trust ATG for their closing services in DC, MD, and VA. Call us at 703.934.2100 or use the form and we’ll get your deal closed quickly and hassle-free.
Between clearing title and tons of paper work and legal jargon, the closing process can be more stressful than finding a home and having your offer accepted. But don’t worry, below you’ll find questions and answers to help you know what is going on and understand everything from choosing a provider to the transfer of ownership.
What Does a Closing Agent Do?
The job of the closing agent is to make sure all necessary documents are signed and verified and that the money of the sale or refinance of the property is properly disbursed. This includes making sure both parties have met obligations, the title is cleared to transfer ownership, and that all documents are signed.
Do I Have to Attend in Person?
Yes, you will be in attendance, and most likely a representative of your lender, your realtor, and the Settlement Agent who is a representative of the title insurance company. You will be required to answer questions and sign documents which is why it is important to talk to your Agent about what to bring so you can be prepared and have a quick closing.
Can I Choose the Closing Services Company?
Yes, if you have one you like or that you trust, you are able to say this is the one I want. This way you do not have to travel as far or further disrupt your life. In some cases, the meeting can take place outside of an office and somewhere closer to you, like a conference room at your work or even a coffee shop.
What Is the Process and What Will The Company Be Doing?
Here is what you can expect the company to do and see during the meeting:
How Quickly Can I Begin the Process?
A normal contract can take up to 45 days, but depending on the type of transaction and contingencies, you could close much sooner. It all depends on what has been completed based on the requirements of the contract and loan.
What Do I Need to Have Ready to Begin?
These items need to be completed prior to closing:
What Documents Are Signed at the Closing?
You will be signing many different documents on the day of your closing. Some of the major documents are listed below:
What Should I Expect During the Meeting?
You will go over all the documents associated with your loan and closing. The length of time for the appointment will be based on the complexity of the transaction and the availability of funds.
How Long Does it Take?
You should expect the closing to last for about one hour.
What Should I Bring to the Closing Service?
To help ensure you finish during the meeting, please bring the following and ask your agent if there is anything else they can foresee.