1031 Exchange

1031 Exchange Title & Escrow Services in DC, Maryland & Virginia

Defer capital gains on your investment property sale — ATG Title handles the escrow, paperwork, and IRS compliance for a smooth, compliant 1031 exchange. Licensed across DC, Maryland & Virginia.

Licensed in DC · MD · VA  |  Serving the DMV Since 2008  |  #1 Ranked Title Company in DC

What Is a 1031 Exchange?

A 1031 exchange (named after Section 1031 of the Internal Revenue Code) allows real estate investors to sell an investment property and defer federal capital gains taxes by reinvesting the proceeds into a like-kind replacement property. The exchange must be structured precisely — and a qualified intermediary must hold the funds — or the IRS disallows the deferral entirely.

IRS Deadline #1
45 Days

You must identify up to 3 potential replacement properties in writing within 45 days of closing on your relinquished property.

IRS Deadline #2
180 Days

You must close on your replacement property within 180 days of the original sale — no extensions.

Proceeds Rule
100%

All sale proceeds must flow through a Qualified Intermediary (QI). If you touch the funds, the exchange is disqualified.

Like-Kind Rule
Broad

Any US investment real estate qualifies — residential, commercial, land, retail, industrial. Broad definition, strict process.

ATG Title's Role in Your 1031 Exchange

We handle the escrow, document preparation, and compliance paperwork — coordinating with your QI so every IRS rule is met and every deadline is tracked.

Escrow & Funds Custody

ATG holds exchange proceeds in segregated escrow — ensuring your QI can transfer funds compliantly and the IRS "constructive receipt" rule is never triggered.

Settlement on Both Sides

We handle title search, title insurance, and settlement on both the relinquished property and the replacement property — one team, full continuity.

Exchange Agreement Coordination

We coordinate with your QI on the Exchange Agreement, Assignment Agreement, and closing documents to ensure all paperwork meets IRS requirements.

Deadline Tracking

Our team tracks your 45-day ID window and 180-day close deadline — proactively alerting you and your attorney if any document or title issue could threaten the timeline.

Title Search & Insurance

Full title examination on both properties. Owner's and lender's title insurance issued at closing — protecting your investment on both the sale and the acquisition side.

Multi-State Closings

Relinquishing in Virginia but acquiring in Maryland — or vice versa? ATG is licensed and active across DC, MD, and VA. One call handles both sides of the exchange.

How ATG Manages Your 1031 Exchange

1

Open Your File

Contact ATG as soon as you decide to sell. We open your exchange file and coordinate with your attorney or QI immediately.

2

Close the Relinquished Property

ATG settles the sale. Proceeds transfer directly to your QI — never touching your hands. The 45-day clock starts here.

3

Identify Replacement Property

Within 45 days, you identify up to 3 like-kind properties in writing. ATG helps coordinate title searches on identified properties.

4

Close the Replacement Property

ATG settles the acquisition within the 180-day window. QI funds flow directly into closing. Exchange complete — taxes deferred.

1031 Exchange FAQs

Does ATG Title act as the Qualified Intermediary (QI)?
ATG Title acts as the settlement agent and escrow holder — not the QI. IRS rules require the QI to be a separate party who has not previously acted as your agent. We coordinate closely with your chosen QI to ensure proceeds are transferred correctly and all IRS documentation is in order at closing.
What types of property qualify for a 1031 exchange in the DMV?
Any investment or business-use real estate in the United States qualifies as "like-kind" — rental homes, commercial buildings, office condos, retail, industrial, and land. Primary residences do not qualify. In the DC, Maryland, and Virginia market, common exchanges involve rental condos, small apartment buildings, retail strips, and suburban office properties.
What happens if I miss the 45-day identification deadline?
Missing the 45-day window disqualifies the entire exchange — the IRS treats the sale as a taxable event and capital gains are due. ATG tracks this deadline proactively, flags any title issues on identified replacement properties early, and coordinates with your QI and attorney to keep the transaction on schedule.
How much does it cost to do a 1031 exchange with ATG Title?
ATG's settlement fees are comparable to a standard closing — you pay for two closings (relinquished + replacement), not a premium for the exchange structure. QI fees (charged by your intermediary) are separate and typically range from $500–$1,500. Contact us for a free quote based on your transaction size and property locations.
Can ATG handle a 1031 exchange where one property is in Virginia and the other is in Maryland?
Yes. ATG Title is licensed and actively closing transactions in Washington DC, Maryland, and Virginia. Cross-state exchanges within the DMV are routine for our team — same closing team, consistent communication, coordinated paperwork across both jurisdictions.
Can I do a 1031 exchange on a property I'm selling for $500K?
There is no minimum or maximum for a 1031 exchange — the IRS rules apply to any investment property sale regardless of value. The tax deferral benefit scales with the gain, so larger transactions typically see the greatest benefit. ATG handles 1031 exchanges across a wide range of transaction sizes in the DMV market.

Ready to Structure Your 1031 Exchange?

ATG Title manages the escrow, paperwork, and IRS-compliant closing on both sides — so you can defer your capital gains and reinvest with confidence.

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