Commercial title insurance policies (ALTA Commercial Policies) are significantly more complex than residential policies. They often include extended coverage endorsements, require ALTA/NSPS surveys, address UCC lien risks, and cover issues like operating agreements, partnership interests, and entity ownership chains. ATG issues ALTA commercial policies with all standard and extended endorsements required by commercial lenders in the DC, Maryland, and Virginia markets.

ATG turns around commercial title commitments in 3–5 business days on standard files. Complex transactions — entity chains, subdivision history, easement issues, or multi-parcel assemblages — may take 7–10 business days. We communicate proactively if we encounter anything that could affect the timeline so your team can plan accordingly.

ATG's core commercial practice focuses on the $1M–$50M range, where we provide institutional-quality title work at middle-market deal velocity. For larger institutional transactions, we can discuss specific deal requirements and underwriting capacity. Contact us directly to discuss your transaction.

Yes — the majority of our commercial closings involve LLCs, partnerships, corporations, or other entity buyers and sellers. Our team reviews operating agreements, partnership documents, authorization resolutions, and entity formation documents as part of standard commercial due diligence, coordinating with your transactional attorney throughout.

Common commercial lender endorsements in the DMV market include: ALTA 3.1 (zoning), ALTA 4 and 5 (condominium and PUD), ALTA 6 (variable rate), ALTA 8.1 (environmental), ALTA 9 (restrictions and encroachments), ALTA 22 (location), and ALTA 28 (easements). ATG works directly with lender counsel to ensure the title commitment addresses all required endorsements before closing.

Yes. Sale-leaseback transactions — where a property owner sells to an investor and simultaneously executes a long-term lease — are a specialized closing type that ATG handles regularly in the DMV market. We coordinate the simultaneous execution of the purchase agreement, the deed, and the lease at closing to ensure proper recording order and lender requirements are met.