Maryland imposes a state transfer tax of 0.5% of the sale price (paid by the seller) and a state recordation tax that varies by county — typically 0.1%–0.5% of the loan amount or purchase price. Each Maryland county also imposes its own transfer tax. For example, Montgomery County has a county transfer tax of 1%, while Prince George's County imposes 1.4%. ATG provides a full closing cost estimate at the time of file opening, broken down by state and county charges.

Maryland is not an attorney-required state for most residential closings — ATG Title can conduct a full settlement without an attorney present. However, many Maryland lenders and commercial transactions do require attorney review or participation. ATG works with buyer's and seller's attorneys on closings where parties choose representation, and our settlement officers handle all required Maryland closing documentation.

ATG Title serves all Maryland counties through our 3 office locations (Rockville, National Harbor, Annapolis) and statewide mobile notary coverage. We most frequently close in Montgomery County, Prince George's County, Anne Arundel County, Howard County, Frederick County, and Charles County — with mobile notary coverage extending to the Eastern Shore and Western Maryland as needed.

Maryland ground rent — most common in Baltimore City and Baltimore County — requires specific search and disclosure procedures at closing. ATG's title examination includes ground rent searches where applicable, and our settlement officers ensure proper ground rent disclosure, redemption rights notification, and ground rent payoff or assumption are handled correctly per Maryland law.