No, title insurance is not transferable because it serves as a lifetime guarantee to a legal title, unless that title changes. Since you paid in full for the title insurance during closing costs, it remains yours and is not transferable – not to your spouse, significant other or whomever. If you’re frustrated and upset about …
Is Title Insurance Transferrable After Buying It? Read More »
Real estate agents are masters of home marketing, and they know exactly what buyers are looking for. This includes knowing how to describe your home to make it stand out, getting the right angles in photographs to detail the property for a new owner and which features to focus on based on other properties that …
Why Are Real Estate Agent Commissions High & What Do You Actually Get? Read More »
There’s no doubting it – title insurance rates are confusing. They’re baffling because most people immediately compare it to car or health insurance. But title insurance (both owner’s and lender’s) are nothing like a traditional insurance package that fluctuates in price, cost and coverage. That is where the confusion sets in. If you’re asking yourself …
Do Home Title Insurance Rates Increase Over Time? Read More »
You find a house, make an offer, get to closing and pop the champagne. Next week you find out the house is no longer yours. This happens more than you think. Below you’ll find 7 examples of how this could happen and the best way to protect yourself from losing your home. Please use the …
7 Ways You Can Lose Your Home After Closing Infographic Read More »
No, but it is a wise idea. When you pay cash for a home, you may think it’s permanently yours and no one can take it. However, if there’s a problem with the title it can threaten your ownership rights. That’s why banks normally require a lender’s policy when you take out a mortgage to …
Do I Need Title Insurance When Paying Cash For a Home? Read More »
If you’re buying a home with a mortgage or you’re refinancing your loan, you’re likely going to need information or documents from the federal government. But what happens when workers are furloughed during a shutdown? If it lasts for more than a few days, it can affect the home buying process and delay your closing. …
How Furloughs Delay Home Closings & What You Can Do About It Read More »
Closings on estate sales can be complicated even when everything is in order and the process goes smoothly, but they get really tricky if there are any issues with the title. Good real estate agents know what problems might arise during an estate sale and work with the probate attorney, executor, and escrow officer to …
6 Ways to Identify & Prevent Estate Sale Title Claims Read More »
One crisp autumn morning, Jack and Kate went to pick up their moving van to begin packing their belongings and move into their first home. They had just gotten married the week before and closed on the house of their dreams. The closing went quick and smooth and all they could focus on were the …
