Articles

Lender’s Title Insurance Everything You Need to Know

Lender’s Title Insurance Policies, Everything You Need to Know.

Lender’s title insurance is a type of insurance that protects the lender from any financial losses that may incur as a result of owning a property, while you’re paying them back for the loan. Lender’s title insurance works like a backup plan to protect the lender in case any unforeseen issues surface that were not …

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Owners Title Insurance Policies

Owner’s Title Insurance Policies, Everything You Want to Know.

An owner’s title insurance policy is protection for a homeowner against people who could try and take the deed from them.  The owner’s title policy should be purchased before closing on the property, and the policy protects homeowners from issues like clerical mistakes, liens, or money owed to contractors.  Having a policy can also protect …

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The Types of Property Surveys & The Home Buying Process

The 9 Types of Property Surveys & What They Are For

When buying a home you’ll hear about property surveys.  Each type of property survey has a direct impact on the land and home you’re buying.  The information could include the history of the land, the topography, and the types of insurance and protections you’ll need if you buy it, build on it or invest in …

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How Stratified Real Estate Markets Impact Buyers & Sellers

Stratified Real Estate Markets – How They Impact Buyers & Sellers

Stratified real estate markets may sound confusing, but don’t let terms like stratification scare you.  It is simply taking an area like a city or region and dividing it out into similar or equal sections.  For real estate, you can take a city or neighborhood and break it out by the value of houses or …

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Do You Need Homeowner’s and Title Insurance Policies

Do You Need Homeowner’s and Title Insurance Policies?

When buying a home, whether it’s your first or third, you’ll be asked if you want a title insurance policy, and probably be looking at homeowner’s insurance policies too.  Although they may sound the same, especially both the lender’s and owner’s title insurance when combined with the homeowner’s insurance, they each serve very different purposes. …

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