An owner’s title insurance policy is protection for a homeowner against people who could try and take the deed from them. The owner’s title policy should be purchased before closing on the property, and the policy protects homeowners from issues like clerical mistakes, liens, or money owed to contractors. Having a policy can also protect …
Owner’s Title Insurance Policies, Everything You Want to Know. Read More »
A title commitment is a document from a title company which says the property you are buying will be able to have a title insurance policy after you close the sale. The document contains the same information that will be included in the actual insurance policy, but it is not underwritten or ratified until after …
When buying a home you’ll hear about property surveys. Each type of property survey has a direct impact on the land and home you’re buying. The information could include the history of the land, the topography, and the types of insurance and protections you’ll need if you buy it, build on it or invest in …
The 9 Types of Property Surveys & What They Are For Read More »
Stratified real estate markets may sound confusing, but don’t let terms like stratification scare you. It is simply taking an area like a city or region and dividing it out into similar or equal sections. For real estate, you can take a city or neighborhood and break it out by the value of houses or …
Stratified Real Estate Markets – How They Impact Buyers & Sellers Read More »
Staging a condo seems easy enough, but how can you use the space to turn more lookers into offers? We’ve got you covered. Below you’ll find nine unique tips to stage a condo (or home). By using these unique strategies, you may be able to turn more lookers into offers on your listings. 9. Remove …
9 Condo Staging Tips To Turn Lookers Into Buyers Read More »
When you find the right home, or know what you’re looking to spend, you’ll need to find a mortgage lender. But before you can get approved for a loan, you have to find the home that you want to buy. This is when you’ll want a lender to provide you with a Good Faith Estimate …
Good Faith Estimates and The House Buying Process Read More »
When buying a home, whether it’s your first or third, you’ll be asked if you want a title insurance policy, and probably be looking at homeowner’s insurance policies too. Although they may sound the same, especially both the lender’s and owner’s title insurance when combined with the homeowner’s insurance, they each serve very different purposes. …
Do You Need Homeowner’s and Title Insurance Policies? Read More »
When you find the right home, or know what you’re looking to spend, you’ll need to find a mortgage lender. But before you can get approved for a loan, you have to find the home you want to buy so that you can find out if you’ll be approved for enough to cover the cost …
What a Good Faith Estimate Is & The House Buying Process Read More »
One of the most common concerns people that do not buy title insurance policies have after they have purchased their new home is, “what happens if?”. What if the person who sold it to me owed money and there is a lien on the house that wasn’t detected? What if they bought the home from …
Are You Able to Buy a Title Insurance Policy After Closing? Read More »
When buying a home or new property, you’ll be working with both a title company and a settlement agent. Both sound similar, or that there isn’t much of a difference between their responsibilities when it comes to a title company vs a settlement agent, but both of them have very different responsibilities during the house …
Title Company vs Settlement Agent, What’s The Difference Read More »
