Curious about what a title company actually does? No problem, we’re happy to help with an answer. A title company does three things for home buyers: Ensures that a piece of property is legitimate Transfers the title from seller to buyer Provides title insurance for that property Ensuring a property’s legitimacy is an essential step …
Before performing a title search on your own, you should know the benefits of having a professional perform one for you. While it’s not necessary, experience is the best way to ensure the process goes quickly and accurately. An American Land Title Association (ALTA) certified professional will know the ins and outs, and will be …
With the news focusing on the bad about the pandemic, they’re forgetting one important thing. Bringing you actual news that can help you or benefit you! For example, interest rates are incredibly low right now. This makes it a prime time to refinance your mortgage. Refinancing your mortgage is simply getting a new mortgage to …
6 Ways to Save Money Now by Refinancing Your Mortgage Read More »
When we think of the heroes right now, they are visible people like Nurses and Doctors, the grocery store worker stocking shelves, the trash collectors, and the delivery person helping to keep restaurants afloat. But there is one professional that is being overlooked. Real Estate Agents. Real Estate Agents provide essential services you probably aren’t …
Real Estate Agents Are Essential Heroes During Covid-19 Read More »
Ever since Virginia made it legal in 2012 to become a remote online notary public and notarize documents from real estate closings to wills, other states have been jumping on the bandwagon. You can now legally sign and notarize documents virtually from any state, anywhere, except Iowa, even if you are not currently there. If …
How EClosing & Remote Online Notary Services Work Read More »
Real Estate Agents do more than just hold the door open when you’re selling your house. Think about it this way, how do these people find your house when it is on the market? What causes the influx of people to visit your house when you’re doing a public showing, and is there something in …
Real Estate Agents Are More Than Just Door Holders! Read More »
Lender’s title insurance is a type of insurance that protects the lender from any financial losses that may incur as a result of owning a property, while you’re paying them back for the loan. Lender’s title insurance works like a backup plan to protect the lender in case any unforeseen issues surface that were not …
Lender’s Title Insurance Policies, Everything You Need to Know. Read More »
An owner’s title insurance policy is protection for a homeowner against people who could try and take the deed from them. The owner’s title policy should be purchased before closing on the property, and the policy protects homeowners from issues like clerical mistakes, liens, or money owed to contractors. Having a policy can also protect …
Owner’s Title Insurance Policies, Everything You Want to Know. Read More »
A title commitment is a document from a title company which says the property you are buying will be able to have a title insurance policy after you close the sale. The document contains the same information that will be included in the actual insurance policy, but it is not underwritten or ratified until after …
When buying a home you’ll hear about property surveys. Each type of property survey has a direct impact on the land and home you’re buying. The information could include the history of the land, the topography, and the types of insurance and protections you’ll need if you buy it, build on it or invest in …
The 9 Types of Property Surveys & What They Are For Read More »
