Key Takeaways House hacking means owner-occupying a multifamily property (duplex, triplex, or fourplex) and using rental income from other units to offset or eliminate your housing cost. FHA financing allows house hackers to purchase with as little as 3.5% down on 2–4 unit properties if owner-occupying — one of the best-leveraged entry points in real […]
What is House Hacking in Real Estate? Read More »
Key Takeaways Title vesting determines how you own a property — sole ownership, joint tenancy, tenancy in common, community property, or in an LLC or trust. Joint tenancy includes the right of survivorship: when one owner dies, their share passes automatically to the surviving owner(s) without probate. Tenancy in common allows unequal ownership shares and
What is Title Vesting in Real Estate? Read More »
Key Takeaways Capital gains on real estate are the profit above your adjusted cost basis — purchase price plus improvements made over the ownership period minus depreciation taken. The primary residence exclusion allows single filers to exclude up to $250,000 in gains ($500,000 for married filing jointly) if the home was owned and lived in
What is Capital Gains Tax on Real Estate? How Do I Calculate It? Read More »
Key Takeaways The foreclosure home buying process: find properties (courthouse steps, bank REO listings, HUD Home Store), conduct title and lien due diligence, and understand the as-is purchase terms. Properties sold at courthouse auction are typically sold as-is with limited or no inspection access — title issues, back taxes, and unknown liens are the buyer’s
How to Buy a Foreclosed Home From Start to Finish Read More »
Key Takeaways A fourplex is a 4-unit residential property on a single parcel — one of the most attractive investment property sizes because it qualifies for owner-occupied residential financing. FHA loans are available for owner-occupied fourplexes with 3.5% down — the rental income from three units can substantially offset the mortgage payment. Fourplexes are valued
The Fourplex – A Real Estate Investors Solution to Tricky Houses Read More »
Key Takeaways Wholesale real estate means assigning a purchase contract to an end buyer for an assignment fee — the wholesaler never takes title to the property. The deal math must work for the end buyer (flipper or landlord): purchase price + repair costs + holding costs must fit within 70–75% of ARV for a
What is Wholesale Real Estate? Read More »
Key Takeaways Rental property depreciation allows investors to deduct 1/27.5 of the residential property’s cost basis per year as a non-cash expense — reducing taxable income without reducing cash flow. The land component of the purchase price is not depreciable — only the building value (typically 80–85% of the total purchase price) is subject to
How Rental Property Depreciation Works & The Benefits to You Read More »
