Key Takeaways The right title company in Washington DC handles the title search, issues title insurance, manages escrow, and disburses funds at closing — with under-an-hour response times on every active file. Look for local DMV experience, specific tax and recordation knowledge for DC versus MD versus VA, and a single coordinator who owns your […]
Best Title Company in Washington DC: What to Look For Read More »
Key Takeaways Title insurance is a one-time premium paid at closing that protects your ownership of a property against undiscovered defects — prior-owner liens, undisclosed heirs, fraud, forgery, and clerical errors. There are two types: a lender’s policy (required by most mortgages, protects the lender) and an owner’s policy (optional, protects you for as long
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Key Takeaways Wet funding states (Virginia, DC) disburse funds on the day of closing — the buyer, seller, and lender all complete the transaction at the same settlement table. Dry funding states (Maryland, California, and others) separate signing from funding — the loan funds after the lender reviews the signed documents, typically 1–3 days post-signing.
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Key Takeaways Same-sex couples and LGBTQ+ homeowners have the same title rights as any other buyer, but historical title defects (prior deeds pre-dating legal recognition) can surface at closing. Holding title in both partners’ names with the right vesting structure (joint tenancy with right of survivorship or tenancy by the entirety in qualifying states) provides
LGBTQ? Here’s How to Protect Your House at Closing Read More »
