Homeowner Tips

The Differences in Real Estate Closings

When it comes to real estate settlements in the United States, there is no one-size-fits-all approach. The processes involved in closing a real estate transaction can vary significantly from state to state and even from county to county. Understanding these differences is crucial for both home buyers and sellers to ensure a smooth and successful …

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Four Terrifying Title issues Homeowners Can Avoid with Title Insurance

Four Terrifying Title Issues Homeowners Can Avoid with Title Insurance

While title companies don’t deal with supernatural issues, we do see some spooky things on title from time to time. This blog will explore some of the scariest things that can happen in a real estate transaction. Remember that the best way to avoid these problems is with the one-time purchase of Owner’s Title Insurance. …

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Why You Need More than Just Title Insurance to Protect Your Home

  As a title company, we constantly advocate the importance of obtaining owner’s title insurance during your home purchase to protect yourself against ownership claims on your property. We’ve even argued that it’s one of the most important steps you can take during a real estate transaction; however, there are other safeguards that homeowners should …

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what encroachment is and how to settle it

What Encroachment Is and How to Settle It

Encroachment in real estate is when a homeowner builds on or uses a portion of a neighbors property without permission.  This includes fences, walls, and sheds, trees and gardens, or other landscaping that grows over or is built across the property lines.  An encroachment doesn’t always have to be something you can see either.  One …

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chain of title

The Chain of Title and How it Impacts Real Estate Ownership

The chain of title is a record of all property owners from the original to the current one, and the transactions that have taken place.  It is where you can look to see who has owned the property and how it was transferred.  This is the first place to look if there are any claims …

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habendum clauses

What Habendum Clauses Do And What to Look For

A habendum clause is a section in a real estate deed that specifies the details of a property transfer.  Included in this portion are the properties transferred, the transfer recipient, and the transfer period’s length. There’s a good chance you’ll also find the designated heir or heirs who will inherit this asset.   This section of …

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What an Easement Appurtenant means and how to create or get rid of one

An Easy-to-Understand Guide to Easement Appurtenant

If you have no other way to access your land by vehicle except your neighbor’s driveway, then you have discovered an easement appurtenant.  An easement appurtenant is the right to use a portion of another person’s adjoining property for a specific purpose, like a drainage easement that allows you to divert water onto or through …

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