ATG Title News

Summer is historically known for being the hottest time to list your home. Sellers can expect the highest gains and buyers can expect a larger inventory of homes. This is due to obvious reasons like better weather for moving and of course summer vacation for students allowing for a great time to make a big

Key Takeaways The Closing Disclosure (CD) is the final breakdown of your mortgage loan terms and total closing costs, mandated by the CFPB since October 2015. Lenders must deliver the CD at least three business days before closing so you have time to compare it to your Loan Estimate. Closing costs typically run 3% to

Key Takeaways ATG Title ranked #2 among the largest title companies in Greater Washington in the Washington Business Journal’s 2024 Book of Lists. The WBJ ranking is based on verified closed transaction volume in the DC metro area — a reflection of operational scale and market trust. ATG Title serves the full DC, Maryland, and

Key Takeaways Real estate teams allow agents to specialize — buyer’s agents, listing agents, transaction coordinators — and scale past what a solo agent can handle. Team compensation models vary widely: salary + bonus, splits, referral fees — understand the model before joining, since a bad split can make a team economically worse than solo

Key Takeaways In competitive markets, a “clean” offer — fewer contingencies, strong earnest money, flexible closing date — often beats a higher price. Pre-approval letters are table stakes; full underwriting pre-approval (not just pre-qualification) signals to sellers that financing is not a risk. Choosing a local, well-known title company that the listing agent trusts can

Key Takeaways Client appreciation gestures — from closing gifts to annual check-ins — are among the highest-ROI activities for agent referral generation. Personalization matters more than dollar value; a handwritten note timed to a client’s one-year homeiversary outperforms a generic gift card. RESPA prohibits kickbacks and referral fees tied to settlement services, but non-monetary appreciation

Since the rise in interest rates in 2023, many buyers have explored other financing options like assumption. Assumption is the practice of “taking over” the loan of the seller usually for the benefit of receiving a lower interest rate. While various loans technically offer assumable features, they are often unpopular due to lender preferences and